Four of Pentacles
Four of Pentacles Tarot Card Meanings
UPRIGHT: Saving money, security, conservatism, scarcity, control.
Upright Four Of Pentacles
The Four of Pentacles asks you to examine your relationship with money. Are you accumulating wealth and investing your money wisely while still enjoying your day-to-day life? Or are you desperately clinging to every coin, afraid to spend your money for fear that you do not have enough or could lose it forever?
In its most positive state, the Four of Pentacles suggests that you have created wealth and abundance by maintaining a steady focus on your goals and acting conservatively. You are attentive to your long-term financial security, actively saving money and watching your expenses so you can accumulate wealth and live a comfortable lifestyle not just now but also in the future. You may consider a savings plan, family budget, a retirement plan, and safe investments, so you can protect what you accumulated over time and slowly and steadily increase your net worth.
However, the Four of Pentacles typically accompanies a scarcity mindset, especially with money and material possessions. Instead of spending your cash and enjoying a comfortable lifestyle, you are choosing to stockpile your finances, for fear you might lose it all or someone else might take it away. Your budget may be so conservative or strict that it cuts out many of life’s pleasures, including travel, social occasions, gifts, or fun activities – but for what purpose? Money works best when it can flow and exchange, not when it is being stashed away. Deep down you may realise that you are foregoing happiness and fulfilment in your life because you do not want to spend any of your money and you sold out for an overly safe approach to life. If this resonates, find a healthy balance between spending and saving, so you can enjoy the fruits of your labour but also save up for the future.
The Four of Pentacles can also suggest that you are placing too much value on money and material possessions. You may be attached to material things, allowing possessions to become your life. You assess your self-worth based on how much you earn, the car you drive, how expensive your home is, and where you take your holidays. But, it’s a Catch-22 because as your standard of living increases, so too will the need to work hard to generate income to sustain this kind of lifestyle, leaving you with little time to enjoy your wealth.
The broader lesson with the Four of Pentacles is to honour and respect money and wealth but don’t become so attached that you lose sight of what’s most important to you: friends, family, happiness and love.
If you are struggling with your finances, then the Four of Pentacles comes as wise advice to manage your money and resources more carefully so that you do not live beyond your means. Make sure you do not spend more than you earn and that you have a budget and savings plan in place so you can reach your financial goals and live a secure and stable life.
Beyond money and wealth, the Four of Pentacles appears when you are seeking out more control in your life. At work, you may be micromanaging or not letting others mess around with your area. In a relationship, you may be protective – even possessive – ensuring that no one else threatens what you built. On a personal level, you may have an inflexible attitude and resist change. You may even feel more inclined to hoard your possessions. After all, you already established a way of living that works for you! Change feels like a threat to your certainty, safety and security in life. Any suggestion of doing things differently is, therefore, going to be met with resistance. So, ‘playing it safe’ may be the way to go rather than taking any risks at this point.
Upright Love Meaning:
Clingy lover, jealousy, feeling insecure, holding onto past
Your relationship can be clingy and even suffocating, with the 4 of Pentacles tarot love meaning. Relationships with this card can be filled with jealousy and possessiveness, which can slowly deteriorate even the happiest of loves. There are likely issues with insecurity or fear involved, and lovers may have to take some time to untangle these issues before they drive away their partner. If you’re single, there is likely you’re still holding onto something from your past romances; whether it is grudges, resentment or the dream of an ex returning to your life. These things need to be resolved before you can truly be open to another lover again.
Upright Career Meaning:
Impostor syndrome, paranoia, avoiding collaboration
You have finally found some stability in your career right now, with the 4 of Pentacles appearing in your work spread. If you’ve struggled in the past to find this stability, or if the job is new to you, it may be that you’re still a bit insecure about your role. This can make you guarded, uneasy and perhaps even paranoid. This can do you more harm than good if you let it go too far. You may find it hard to collaborate and work as a team, feeling protective of your ideas, and worried that others may get the credit that rightfully belongs to you. These things do happen, address them, but don’t let yourself be consumed by them.
Sometimes this card can also mean you are remaining in an unfulfilling job just to collect your paycheck. This job may be stable, but you may truly hate it there.
Upright Finances Meaning:
Stable finances, frugality, saving for future
You may have recently just found some material stability, and as such you have been able to accumulate a little fortune. If you’re used to struggling, you may think about your finances a lot, trying to do whatever you can to protect this small fortune. You can be rather frugal and conservative with your money, even if it causes you a lot of extra work or distress. Alternatively, the 4 of Pentacles can simply suggest that you are saving for something big, like a car or new home, a child’s future, or your own retirement fund.
Reversed Four of Pentacles Tarot Card Meanings
REVERSED: Over-spending, greed, self-protection.
Reversed Four Of Pentacles
The reversed Four of Pentacles can appear when you are re-evaluating what’s important to you, especially when it comes to money and wealth. You may have placed too much value on material possessions and have now come to the realization that money and ‘things’ won’t make you happy – only love will make you happy. As a result, you may be loosening your grip on the need to surround yourself with ‘things’, in favour of seeking out more love and happiness in your life instead. You might be compelled to declutter your home or opt for a minimalist lifestyle. Money is no longer your number one priority and you are redefining your relationship with material possessions and money.
The Four of Pentacles reversed can indicate that money is slipping through your fingers and your spending habits exceed your saving habits. You may be spending unconsciously, hoping it will bring happiness, but all it does is bring you more stress and anxiety as your bank balance declines.
At times, the reversed Four of Pentacles can suggest that your love for money has turned to greed. You want more, more, more – but at what cost? In the quest to earn more money, you may be working longer hours but neglecting your loved ones. Or, if you have your own business, you may be pushing sales harder to generate more profit, but at the expense of your customers’ well-being. Look at the overall equation of cost versus benefit, and assess whether your quest for ‘more’ is really bringing you the happiness that you most desire.
Finally, the Four of Pentacles can appear in a Tarot reading when you are in self-protection mode. You have a strong desire for security, stability and certainty and you are doing everything within your power to create a stable environment for yourself. Even when your outer world seems chaotic and in a constant state of change, you can create more certainty for yourself by controlling your inner environment. You might find tidying the house or organizing your things to be calming and relaxing under these circumstances.
Reversed Love Meaning:
Overcoming jealousy, release from past lovers
Past insecurities may be healing now, allowing you or your lover to be less jealous and possessive. The reversed 4 of Pentacles love meaning can therefore signal that the relationship can move forwards without being hindered by past wounds. If you’re single, it may be that you are ready to finally open your heart to new love, and have let go of something that has prevented you from letting your romantic life flourish.
Reversed Career Meaning:
Generosity with colleagues, risky work decisions
The reversed 4 of Pentacles may be a little tricky to interpret. Positive associations suggest that your warm-hearted and generous nature at work can be a powerful asset for you. You are readily available to help others and give credit where credit is due. Alternatively, you may instead be making risky decisions and careless of the consequences. Avoid trying to do the flashiest project, or shoot for the most ambitious, irrational goal right now, as it can land you in trouble rather than help you.
Reversed Finances Meaning:
Spending, donating, sharing resources
At times, the reversed 4 of Pentacles can signal that you’re slowly learning how to open up your pocketbook. You may generally be frugal, you are learning that it can feel good to give to others, or use your money in helpful ways. You may be donating or sharing your resources with family or friends, or purchasing things based on quality instead of price. Other times however, you can be rather careless about your money; this can make you an easy target for thieves, or shady financial schemes. Be on the lookout.